Financial Need After Retirement (Revised 3)
As the society develops the way it does today, people become more concerned for saving sufficient money to survive after their retirement. However, some people think that saving money is individuals’ responsibilities while the others hold the opposite opinions. From my point of view, I agree that individual should be responsible for their own retirement life.
First of all, one's future life cannot be planned by others. Individuals should be accountable for their own future. If we want to maintain a better living standard after our retirement, we must do something for ourselves. This means we should start saving money once we have a job, so that we can eliminate the financial problems after retirement.
In addition, saving money is a good habit, therefore we should encourage money saving from our childhood. This is a way to get a life security. With saving, we can ensure that we have some spare money to spend if we encounter some unpredictable situations, or come to a retirement age.
On the other hand, although the government have imposed some retirement policies regarding individuals' financial arrangement after retirement, this should not be a sole responsibility of the government.
It is impossible for the government to cater for all the citizens' financial needs. Also it is not fair for the government to save money for every citizens as there are other financial needs in the society. It is too selfish to focus on the life of the old and disregard the young.
So, based on the above the discussions, we can see that saving money for our future and after retirement should be more of the individuals’ responsibility.
2010年3月21日 星期日
Environment Protection (2)
Along with the rapid development of the society, environmental protection has become an important issue of the world. Some people say that the government should play an important role on this issue, but I would hold the opposite opinion. This is because we are all responsible for protecting our environment. The reasons are presented below.
First of all, we all live in the earth which is our home. As a member of the world, we have to do something to protect our home rather than to rely on the policy of the government. As a responsible citizen, environmental protection should be our duty. . If the environment becomes better, it help create a better life and better future for us.
In addition, according to the research findings household wastes are the main sources of environmental pollution. As wastes are made by families and individuals, we should have responsibility to reduce the production of such wastes. If we move a small step, we will help improve our environment a vast step.
Finally, the natural resources are limited and valuable, they will run out in a near future. If we use the resources without making any wise decision or we only want to fulfill our needs , we will not leave the useful resources to our next generations. That means the sustainability could not be continued.
Based on the above discussion, we can see that the individuals play more important role on the protection of the environment.
First of all, we all live in the earth which is our home. As a member of the world, we have to do something to protect our home rather than to rely on the policy of the government. As a responsible citizen, environmental protection should be our duty. . If the environment becomes better, it help create a better life and better future for us.
In addition, according to the research findings household wastes are the main sources of environmental pollution. As wastes are made by families and individuals, we should have responsibility to reduce the production of such wastes. If we move a small step, we will help improve our environment a vast step.
Finally, the natural resources are limited and valuable, they will run out in a near future. If we use the resources without making any wise decision or we only want to fulfill our needs , we will not leave the useful resources to our next generations. That means the sustainability could not be continued.
Based on the above discussion, we can see that the individuals play more important role on the protection of the environment.
Development of Technology (3)
As a coin has two sides, there are both advantages and disadvantages for us in regard to the rapid development of technology. From my point of view, technology advancement is bringing us more advantages in our daily life than disadvantages. My arguments are stated as follows.
First of all, technology can bring convenience to us and saves our time. For example, we only need to sit in front of the computers and press a few buttons, we will know what happen in the world and get the most updated information displayed on the small screens. This is because we can search for information we need in a few seconds via the internet.
Secondly, technology can help not only shorten the distance between people but also make the connection much easier for us. Since there are different kinds of communication tools available on the internet: MSN, face book, email and SMS. These tools are easy to use we can use them whenever and wherever we like. This helps to draw us closer with our friends.
Last but not least, technology makes works of our daily life more efficient. We spend less time to complete complicated tasks. For instance, with the help of the electrical appliances at home, family members could cut down time for cleaning and doing the household tasks, such as preparing food, and washing clothes.
In conclusion, I do not agree to the statement that technology development has a negative impact on us. On the contrary, technology can help improve our life a lot.
First of all, technology can bring convenience to us and saves our time. For example, we only need to sit in front of the computers and press a few buttons, we will know what happen in the world and get the most updated information displayed on the small screens. This is because we can search for information we need in a few seconds via the internet.
Secondly, technology can help not only shorten the distance between people but also make the connection much easier for us. Since there are different kinds of communication tools available on the internet: MSN, face book, email and SMS. These tools are easy to use we can use them whenever and wherever we like. This helps to draw us closer with our friends.
Last but not least, technology makes works of our daily life more efficient. We spend less time to complete complicated tasks. For instance, with the help of the electrical appliances at home, family members could cut down time for cleaning and doing the household tasks, such as preparing food, and washing clothes.
In conclusion, I do not agree to the statement that technology development has a negative impact on us. On the contrary, technology can help improve our life a lot.
Hong Kong IELTS (3)
Chart writing (2)
The two tables show the average scores of the candidates who participated in the 2008’s IELTS. The highlighted figures indicate the overall results of Hong Kong candidates in both Academic and General Training papers.
The mean score of the listening test of the Hong Kong candidates of Academic stream was 6.65, it was a little bit higher than the candidates of the General Training. Moreover, the average score of the reading test achieved by the candidates of Academic stream was about 0.5 marks higher than those of the General Training. This reflects the candidates of the Academic stream got a better overall result.
On the other hand, the performance of the candidates shows better results in Academic stream than in General Training. The figures also show the lower mean scores in the two areas: writing and speaking tests. They got the scores of below 6 in both tests.
For the overall result, candidates of the Academic stream performed better than those of the General Training. The score of the Academic stream was 6.31 and the one of the General Training was only 6.19.
In conclusion, Hong Kong candidates of Academic stream do better than those of the General Training in the IELTS tests. And the English standard of Hong Kong is acceptable, since the level of difficulty of Academic is greater than General Training.
The two tables show the average scores of the candidates who participated in the 2008’s IELTS. The highlighted figures indicate the overall results of Hong Kong candidates in both Academic and General Training papers.
The mean score of the listening test of the Hong Kong candidates of Academic stream was 6.65, it was a little bit higher than the candidates of the General Training. Moreover, the average score of the reading test achieved by the candidates of Academic stream was about 0.5 marks higher than those of the General Training. This reflects the candidates of the Academic stream got a better overall result.
On the other hand, the performance of the candidates shows better results in Academic stream than in General Training. The figures also show the lower mean scores in the two areas: writing and speaking tests. They got the scores of below 6 in both tests.
For the overall result, candidates of the Academic stream performed better than those of the General Training. The score of the Academic stream was 6.31 and the one of the General Training was only 6.19.
In conclusion, Hong Kong candidates of Academic stream do better than those of the General Training in the IELTS tests. And the English standard of Hong Kong is acceptable, since the level of difficulty of Academic is greater than General Training.
ELI Enrollments (3)
The line graph indicates a drastic growth of the ELI enrollments of Sydney International Language Center in 2000.
At the beginning of 2000, there were only 70 students enrolled in the course. In the following two months, the number of students climbed up to about 140. Starting from April, the enrolled students dropped to 100. But the number of students joined in May increased steadily, and there was no obvious change during June and July.
After July, the graph shows that the enrollment of students decreased dramatically from 130 to around 80. From September until the end of the year, there was a steady rise in student numbers to a peak of 180 in December.
According to the information of the graph, fluctuations in the enrollments were a norm throughout the year 2000. It can be predicted that the number of the enrolled students will increase steadily in the coming years.
At the beginning of 2000, there were only 70 students enrolled in the course. In the following two months, the number of students climbed up to about 140. Starting from April, the enrolled students dropped to 100. But the number of students joined in May increased steadily, and there was no obvious change during June and July.
After July, the graph shows that the enrollment of students decreased dramatically from 130 to around 80. From September until the end of the year, there was a steady rise in student numbers to a peak of 180 in December.
According to the information of the graph, fluctuations in the enrollments were a norm throughout the year 2000. It can be predicted that the number of the enrolled students will increase steadily in the coming years.
Food Budget (4)
The chart indicates the changes of the food budget spent on the restaurant meal and home cooking. The second graph shows a different of the number of meals consumed at the fast food restaurants and the sit-down restaurants.
In 1970, the food budget spent on restaurant meals was only 10 percent and the amount spent on home cooking was 90 percent. Starting from 1980, number of families consumed the restaurant meals increased gradually. In 1990, the percentage of food budget spent on restaurant meals was 35. Until 2000, families spent the same amount on both restaurant meals and home cooking meals.
Over the 30 years from 1970 to 2000, food consumed in fast food meal and sit-down restaurant meals increased rapidly. In 1970, the number of meals for both was the same. In 1980, the meals eaten in sit-down restaurants were a bit more than fast food meals. Starting from 1980, there was a drastic growth for the number of fast food meals to about 55, while the number of sit-down restaurant meals was only 45. Until 2000, families consumed fast food meals were double of the sit-down restaurant meals. The difference between these two types of meals was very obvious.
To sum up, people will spend more money on restaurant meals, especially the fast food meals in the coming year.
In 1970, the food budget spent on restaurant meals was only 10 percent and the amount spent on home cooking was 90 percent. Starting from 1980, number of families consumed the restaurant meals increased gradually. In 1990, the percentage of food budget spent on restaurant meals was 35. Until 2000, families spent the same amount on both restaurant meals and home cooking meals.
Over the 30 years from 1970 to 2000, food consumed in fast food meal and sit-down restaurant meals increased rapidly. In 1970, the number of meals for both was the same. In 1980, the meals eaten in sit-down restaurants were a bit more than fast food meals. Starting from 1980, there was a drastic growth for the number of fast food meals to about 55, while the number of sit-down restaurant meals was only 45. Until 2000, families consumed fast food meals were double of the sit-down restaurant meals. The difference between these two types of meals was very obvious.
To sum up, people will spend more money on restaurant meals, especially the fast food meals in the coming year.
Food Budget (2)
Chart writing – revised version 2
The chart indicates the changes of the food budget spent on the restaurant meal and home cooking. The other graph also shows the number of meals consumed at the fast food restaurants and the sit-down restaurants.
In 1970, the food budget spent on restaurant meals was only 10 percent and the amount spent on home cooking was 90 percent. Starting from 1980, number of families consumed the restaurant meals increased gradually. In 1990, the percentage of food budget spent on restaurant meals was 35. Until 2000, families spent the same amount on both restaurant meals and home cooking meals.
Over the 30 years from 1970 to 2000, food consumed in fast food meal and sit-down restaurant meals increased rapidly. In 1970, the number of meals for both was the same. In 1980, the meals eaten in sit-down restaurants were a bit more than fast food meals. Starting from 1980, there was a drastic growth for the number of fast food meals to about 55, while the number of sit-down restaurant meals was only 45. Until 2000, families consumed fast food meals were double of the sit-down restaurant meals. The difference between these two types of meals was very obvious.
To sum up, people will spend more money on restaurant meals, especially the fast food meals in the coming year.
The chart indicates the changes of the food budget spent on the restaurant meal and home cooking. The other graph also shows the number of meals consumed at the fast food restaurants and the sit-down restaurants.
In 1970, the food budget spent on restaurant meals was only 10 percent and the amount spent on home cooking was 90 percent. Starting from 1980, number of families consumed the restaurant meals increased gradually. In 1990, the percentage of food budget spent on restaurant meals was 35. Until 2000, families spent the same amount on both restaurant meals and home cooking meals.
Over the 30 years from 1970 to 2000, food consumed in fast food meal and sit-down restaurant meals increased rapidly. In 1970, the number of meals for both was the same. In 1980, the meals eaten in sit-down restaurants were a bit more than fast food meals. Starting from 1980, there was a drastic growth for the number of fast food meals to about 55, while the number of sit-down restaurant meals was only 45. Until 2000, families consumed fast food meals were double of the sit-down restaurant meals. The difference between these two types of meals was very obvious.
To sum up, people will spend more money on restaurant meals, especially the fast food meals in the coming year.
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